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Calculators for recovery and denial decisions

4 calculators for the questions finance and revenue cycle teams ask before they change an agency or a denial process. You bring the numbers, and every page writes out its math.

Free, with no form to see a result.

Sample dataNet-back, % of dollars placed

$90,000Agency C keeps the most per $1,000,000 placed

  • Agency C9.00%
  • Agency A8.91%
  • Agency D8.72%
  • Agency B8.63%

Worked example below: 4 agencies, $1,000,000 placed with each.

Collections

For lenders, utilities, telecoms and anyone who places accounts with collection agencies.

Agency net-back calculator

Which agency on your panel leaves you the most per dollar placed, after fees and the costs you carry.

Up to 4 agencies5 inputs each

Sell-or-place calculator

Whether a buyer's bid beats placing the accounts, at present value, and the bid that would tip it.

1 tranche8 inputs

Healthcare revenue cycle

For hospitals, health systems and physician groups working payer denials.

Denial economics by claim value

Which claim-value bands of one payer and denial class pay back the cost of an appeal.

Up to 4 bands3 costs, then 4 inputs per band

Denial appeal break-even calculator

The claim value below which one appeal costs more than it brings back.

1 claim4 inputs

How the calculators work

  • Every result comes from what you type, plus the few public benchmarks shown with their sources. No TSI performance figure goes into any formula.
  • Fields start empty. The one default is $57.23, Premier's 2023 average cost to work a denial, and you can replace it.
  • Your numbers stay in your browser. Nothing is sent unless you ask for your result by email.
  • When you want the answer measured on your own data, each calculator links to a free assessment.

Have TSI measure it on your data

Recovery Performance Diagnostic

The Recovery Performance Diagnostic measures one portfolio or segment on your own placement and payment history: net-back after fees, complaints, disputes and legal cost, by agency and cohort. It takes about 4 weeks from the day TSI receives clean data.

Request a Recovery Performance Diagnostic

Denials Economics Sprint

The Denials Economics Sprint works one payer and one denial class and measures overturn, paid yield and cost per claim against your own baseline, so your break-even comes from real results.

Request a Denials Economics Sprint

Both assessments are free and carry no obligation. Any work after one is scoped and priced separately, and only if you choose to go ahead.

Questions about the calculators

Are the calculators free?

Yes. There's no form to fill in before you see a result, and no account to create.

Where do the benchmarks come from?

From public sources named on each page: Premier's member survey for denial costs and the Federal Trade Commission's debt buying study for portfolio prices. Each figure carries its source and date.

Can TSI run the numbers on my real data?

Yes. Collections teams can request a Recovery Performance Diagnostic, and revenue cycle teams a Denials Economics Sprint. Both are free and carry no obligation.

Paying a bill? Go to the payment portal

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