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Transworld Systems Inc. (TSI) is a California corporation founded in 1970 and headquartered in Fort Washington, Pennsylvania. It provides Accounts Receivable Management (ARM), Healthcare Revenue Cycle Management (RCM), CXBPO and Loan Servicing (via UAS), and owns DebtNext, a TSI company. Its Nationwide Multistate Licensing System (NMLS) ID is 950422.
Each fact below names where you can check it. These facts were last checked on Nov 2, 2026.
| Fact | Detail | Where to check it |
|---|---|---|
| Legal name | Transworld Systems Inc. | State license disclosures on TSI's Know Your Rights page |
| Short name | TSI. Other companies also use the initials TSI. This page covers Transworld Systems Inc. only | |
| Legal form | Privately held C corporation, incorporated in California on November 5, 1970 | New York Attorney General Assurance No. 20-061 (2020); California Secretary of State business search |
| Headquarters | 500 Virginia Drive, Suite 514, Fort Washington, PA 19034 | TSI's privacy policy |
| NMLS ID | 950422 | NMLS Consumer Access |
| Locations | 10 U.S. locations and more than 20 sites worldwide, in the U.S., Puerto Rico, Canada, Guatemala, the Philippines and India | Where TSI works, below |
| Clients | More than 20,000 | |
| Receivables managed | More than $64 billion across 160 million accounts, across all of TSI's services | |
| Federal work | One of 5 private collection agencies for the U.S. Department of the Treasury's Bureau of the Fiscal Service, since 2018 | |
| Collected for clients | More than $1.5 billion in calendar 2025 | |
| Service lines | Accounts Receivable Management (ARM), Healthcare Revenue Cycle Management (RCM), CXBPO and Loan Servicing (via UAS). TSI also owns DebtNext, a TSI company | The service pages linked below |
Yes. Transworld Systems Inc. (TSI) has collected for businesses since 1970. It provides Accounts Receivable Management (ARM), Healthcare Revenue Cycle Management (RCM), CXBPO and Loan Servicing (via UAS), holds state licenses where its work requires them and lists its NMLS ID (950422) in public.
To check that a call, letter or email came from TSI, use the contact details on TSI's Consumer support hub. Don't use a phone number or link from a message that seems off.
TSI's headquarters is at 500 Virginia Drive, Suite 514, Fort Washington, PA 19034.
TSI has 10 locations in the U.S. and more than 20 sites worldwide.
TSI's Canadian subsidiary, Transworld Systems Canada Inc., has offices in Toronto and Montreal. It is licensed and bonded in every Canadian province and territory.
TSI also has a nearshore site in Guatemala City and offshore sites in the Philippines (Pasig City, Quezon City and Pasay City) and India (Bangalore and Navi Mumbai). Client work goes to those sites only where the client's contract allows it. The trust center explains how data is handled there.
Collection agency licensing is state by state, and some states don't license collectors at all. TSI is licensed or registered in every state that requires it and is authorized to collect in all 50 states, the District of Columbia and Puerto Rico.
TSI's NMLS ID is 950422. For states that license through NMLS, you can look up TSI's licenses by that number on NMLS Consumer Access.
TSI's license and registration numbers, from its license matrix dated Nov 4, 2026:
| State or city | License or registration | Type |
|---|---|---|
| Alaska | COAA593; business license 215899 | Collection agency license |
| Arizona | 0007111; trade name 1050156 | Collection agency license (NMLS) |
| Arkansas | 3503 | Collection agency license |
| California | 10658-99 | Debt collection license (NMLS, DFPI) |
| Colorado | CAR-1000060 | Collection agency license |
| Connecticut | CCA-950422 | Consumer collection agency license (NMLS) |
| Delaware | 1992103107 | Mercantile or collection agency license |
| District of Columbia | 69005114 | Basic business license |
| Florida | CCA0900607 (consumer); COM0900057 (commercial) | Collection agency licenses |
| Hawaii | COLA-595 | Collection agency license |
| Idaho | CCA-3365 | Collection agency license (NMLS) |
| Illinois | 017.021895 | Collection agency license |
| Indiana | 950422 | Collection agency license (NMLS) |
| Iowa | Listed with the Attorney General | Debt collector notification |
| Louisiana | 36235514I | Collection agency registration |
| Maine | DCL5370; SVR13230 | Debt collector license (NMLS); loan servicer |
| Maryland | 950422 | Collection agency license (NMLS) |
| Massachusetts | DC0246 | Debt collector license (NMLS) |
| Michigan | 2401002278 | Collection agency license |
| Minnesota | 40134767 | Collection agency branch license |
| Montana | 950422 | Consumer loan license (NMLS) |
| Nebraska | 1257 | Collection agency license (NMLS) |
| Nevada | CA10087; business license NV19821002445 | Collection agency license (NMLS) |
| New Jersey | 15681 | Collection agency bond registration |
| New Mexico | CA01909 | Collection agency license (NMLS) |
| North Carolina | 119506125 | Collection agency license |
| North Dakota | CA103302 | Collection agency license (NMLS) |
| Oregon | 40029 | Collection agency registration (NMLS) |
| Pennsylvania | 52417 | Collector-repossessor license |
| Puerto Rico | SJ-18824-AC | Collection agency license |
| Rhode Island | 20092564DC | Debt collector registration (NMLS) |
| Tennessee | 1765 | Collection service agency license |
| Texas | 20180048; ADAD permit 100129 | Third-party collector bond registration |
| Utah | Consumer credit notification (NMLS) | Notification |
| Washington | 600169996-001-0013 | In-state collection agency branch license |
| West Virginia | 2216-8795 | Collection agency business registration |
| Wisconsin | 182-CA; Consumer Act registration 2T01107 | Collection agency license (NMLS) |
| Wyoming | CAB-858 | Collection agency license (NMLS) |
| New York City | 2012412-DCA | Debt collection agency license |
| Buffalo, NY | CAG15-10030523 | Collection agency license |
| Yonkers, NY | 9567 | Debt collection agency license |
| Chicago, IL | 2528191 | Regulated business license, debt collector |
No state collection license is required, or TSI is exempt, in Alabama, Georgia, Kansas, Kentucky, Mississippi, Missouri, New Hampshire, Ohio, Oklahoma, South Carolina, South Dakota, Utah (license), Vermont and Virginia. New York has no state-level license. Licensing for UAS and DebtNext, a TSI company, is separate.
States that require license numbers in consumer notices also list them on TSI's Know Your Rights page.
E&I Cooperative Services, a purchasing cooperative, lists a competitively solicited debt collection services contract with TSI. The contract number is EI00321, it runs from July 18, 2023 to June 15, 2028, and it has one 5-year renewal remaining. E&I members in healthcare and higher education can use it.
| Service line | What it covers, in tsico.com's words | Learn more |
|---|---|---|
| Accounts Receivable Management (ARM) | First- and third-party collections, demand communications, legal recovery and portfolio management | ARM |
| Healthcare Revenue Cycle Management (RCM) | Extended business office (EBO), insurance claims denial services and patient pay debt recovery | Healthcare RCM |
| CXBPO | Customer care, process outsourcing and back-office support | CXBPO |
| Loan Servicing (via UAS) | First-party loan servicing and UAS-branded loan servicing, through TSI's subsidiary University Accounting Service, LLC | |
| DebtNext, a TSI company | Revenue recovery management software for creditors who manage agency and law firm networks. TSI acquired DebtNext in September 2025 | DebtNext |
TSI's security assessments, data locations and breach notice terms are on the trust center.
If you got a letter, call or text from TSI about an account, go to the Consumer Support Hub.
Ask for the documents behind this page, TSI's license list and the audit terms TSI offers clients.
